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VMAC Financial Group Inc. provides a wide range of services to individuals and businesses in a variety of industries. At VMAC Financial Group Inc., we strive to meet each client's specific needs in planning for the future and achieving their goals in an ever-changing financial and regulatory environment.

Our professional services include:

Life Insurance

Without the necessary life insurance coverage, premature death could leave a client's survivors with no money for other aspects of investment planning, such as college funding, retirement planning, or even the necessities of life. If a client has dependents but their assets would not provide for them adequately after the client's death, they need life insurance. How much life insurance do they need? The simple answer: enough to sustain the family's present standard of living and let them meet their financial needs in the event that the client is no longer around.

For life insurance needs, We offer through H.D. Vest Insurance Services term life, whole life, universal life, variable universal life, second-to-die fixed and variable universal life, and single premium variable universal life.

Disability Insurance

Your clients' chances of experiencing a disabling sickness or injury may be higher than you think. Even if your clients have an income protection plan through their employer, it may not replace enough of their income to meet financial obligations if they became disabled. An individual income protection insurance plan is a completely portable way to complement existing work benefits or other disability coverage. For disability insurance needs, We offer through H.D. Vest Insurance Services personal income protection, disability overhead and disability buy-out.

Long-Term Care Insurance

Long-term-care insurance provides benefits for medical and other services provided to insured individuals who need constant care in their own homes or in a nursing home. For long-term-care needs, We offer through H.D. Vest Insurance Services comprehensive policies, nursing home policies, home, community-care policies and shared benefit policies.

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